Crowbot, my IRA with Fidelity is down almost 25%  

from a year ago. I've lost a little over $80,000.00 in value from a year ago, which is entirely in Biden's time in office. This is a direct loss in value, even though I haven't cashed anything out.

Money I was planning to use for my future, that is now delayed because I can't fund it. Because once I take it out, that's all I have.

So, if I had $330,000.00 a year ago, but today I only have $250,000.00, are you saying that's not really a loss since I didn't withdraw it?

3. 6. 12. Those are numbers just as the numeric value of investments are. You make them real when you act on them.

How did your investments do in the Great Recession? The stuff you didn't liquidate recovered, didn't it? A friend of mine lost almost a million and was going to sell because he was scared it was going to get worse. I convinced him that selling at the bottom of a market was effin' stupid. You make a paper loss into an effective loss. You buy when the market prices are down.

You're a lemming or a lion in adversity. If you run with the herd you fall with it. Be a lion, a contrarian and take advantage of all those delicious lemmings....